Popular
6%
per year
Child Future Security Savings
- For children under 18
- Concessional loan for education needs
Chakreshwor Prativa Saving & Credit Co-operative Ltd.
About us
Chakreshwor Prativa Saving & Credit Co-operative Ltd.
Cooperatives are community-based and member-centric autonomous enterprises recognized as one of the three pillars of economic development under the Constitution of Nepal. Chakreshwor Prativa SACCOS was duly registered (Regd. No. 191/052/053) in accordance with Section 6 of the Cooperative Act 2052.
- Established
- BS 2052 (1995 AD)
- Registration No.
- 191/052/053
- PAN
- 303122074
Latest Notices
15
Bhadra
General Meeting
Urgent Notice regarding 17th Annual General Meeting (AGM)
1 year ago
2
Shrawan
Interest Rates
Revised Interest Rate Structure for Savings & Loans for Current FY
1 year ago
24
Jestha
Vacancy
Career Opportunity: Branch Officer and Market Mobilizers
1 year ago
11
Jestha
Member Welfare
Disbursement of Maternity and Healthcare Support from Welfare Fund
1 year ago
From Our Leadership
Message from the Chairperson
The Constitution of Nepal recognises cooperatives as one of the three pillars of the economy. Since BS 2052 our cooperative has kept members' savings safe, lent responsibly and stayed under democratic member control. We will keep earning that trust.
Message from the loan officer
समयमा कारोवार गरि असल ऋणी बन्नहुन अनुरोध छ । चक्रेश्वर प्रतिभा साकोस तपाईले जहिले सम्झनु हुन साथै कारोवार नियमित गरि उज्जवल भविष्य बनाउन अनुरोध छ ।
Unaudited Financial Highlights as of end of Shrawan 2084
Figures are unaudited and shown in Nepalese rupees.
Share Capital
Rs.82,500,000
Reserve & Other Funds
Rs.43,525,000
Savings / Deposits
Rs.654,050,000
Loan Investments
Rs.582,030,000
Bank Accounts Balance
Rs.89,040,000
Financial Investments
Rs.125,000,000
Cash in Hand
Rs.325,000
Total Assets
Rs.826,000,000
Our Schemes
Savings, loans and member welfare schemes in one place.
Women Special
10.00%
per year
Women Empowerment Savings
- Built for women members' financial independence
- Special discount on home and small business loans
- Maternity nutrition allowance of Rs. 5,000
- Free mobile banking
High Return
11.00%
per year
Fixed Term Deposit
- Terms from 1 to 5 years
- Instant loan up to 90% of the deposit
- Secured by the cooperative's reserves
- Option to renew before maturity
SME
12%
diminishing
Business & SME Enterprise Loan
- For shops, trade and small industry
- Up to 70% of assessed collateral value
- Simple paperwork, decision within 3 days
- Business advice and bookkeeping support
Subsidized
11%
diminishing
Subsidized Agriculture & Livestock Loan
- Vegetable farming, dairy, poultry and fisheries
- Linked with agricultural insurance
- Repayment matched to the production cycle
- Free technical training
Home Dream
12.00%
diminishing
Home Construction & Land Loan
- New house, flat purchase or repairs
- Finance for buying a plot of land
- Released in stages as construction progresses
- Interest charged on diminishing balance
Member Welfare
Rs. 5,000
Maternity Nutrition Allowance
- For women members who save regularly
- Apply within 35 days of the birth
Member Welfare
Up to Rs. 10,000
Medical Treatment Support
- For members admitted to hospital
- Hospital bill and recommendation required
What We Offer
Saving Schemes
- Regular monthly savings
- Voluntary / daily savings
- Fixed term deposit (11%)
- Child future savings (9.5%)
- Women self-reliance savings (10%)
- Senior citizen savings (10.25%)
Loan Facilities
- Business & small enterprise loan (12.5%)
- Agriculture & livestock loan (11.5%)
- Home construction & land loan (12%)
- Higher education loan (11%)
- Vehicle & electric vehicle (EV) loan
Training & Education
- Household financial literacy
- Cooperative leadership & governance
- Business planning & bookkeeping
- Entrepreneurship & skills development
Quality Assurance & Welfare
- Institutional grading & monitoring
- Member welfare relief fund
- Regular internal & external audit
- Digital banking & QR security
Send us a message
Address
Bethanchowk Rural Municipality - 1, Chamrangbesi, Kavrepalanchok, Bagmati Province, Nepal
Phone
9765040830
Email
[email protected]
Forms & Documents
Membership forms, loan applications, reports and policies.
New Membership & KYC Application Form
Loan Application & Collateral Deed Form
16th Annual General Meeting Progress Report
